The 2015 Spending Review Changes to Nursing, Midwifery and AHP Education – Background Information for Students

25 November 2015

Update 08/08/2016: the Government has now published its response to the consultation on implementing the funding reforms. For the latest information see our briefings and our website The Funding Clinic.

A quick health warning: This isn’t official or definitive information but it is our best current understanding of the Government’s proposals in the 2015 Spending Review. Our aim is to help current and prospective students get to grips with the proposed changes to nursing, midwifery and AHP pre-registration education in England announced on 25 November 2015.

What’s changing?

From 2017/18, new students on nursing, midwifery and AHP pre-registration courses (which lead on to qualification with one of the health professional regulators) in England will take out maintenance and tuition loans like other students rather than getting an NHS grant.

Which courses does this affect?

This affects courses that lead to professional registration in: nursing (all four fields), midwifery, physiotherapy, occupational therapy, speech and language therapy, podiatry, radiography, dietetics, orthoptics, operating department practice, and prosthetics/orthotics. It does not affect funding for paramedic courses, which are currently on a mixed funding model (some self-funded, some funded by Ambulance Trusts and some by Health Education England) but are not part of the NHS Bursary system.

If I’m already a student, does it affect me?

No. This change is for new students.

I’m applying for 2016/17, does it affect me?

No. This change will happen from 1 August 2017, i.e. affect the academic year that starts in September 2017.

Does this affect students in Scotland, Wales and Northern Ireland?

No. This is a decision about higher education funding in England. However, this may prompt debates in the future in the other UK home nations, so it’s worth keeping an eye on it.

What will I get in terms of maintenance support under the loans system?

Under the loans system you would be eligible for a range of means-tested loans, including a specific loan designed to support students on courses that have a longer than average student year. There are also special allowances, for example childcare, adult dependants and parents’ learning allowance. The day to day ‘cash in hand’ is significantly higher under the loans system than the existing grants system. We’ve put the comparison table on student maintenance support and the links to the information as an appendix to this document. We have used the 2016/17 figures for the loans based system even though the new system will not take effect until academic year 2017/18 as this is the most up to date information currently available. In summary, for the maximum maintenance claim under the two systems:

  • Students inside London and living away from the parental home: the maximum amount per year would increase from £8750 to £12058 (a 38% increase);
  • Students outside of London and living away from the parental home: the maximum amount per year would increase from £6975 to £9256 (a 33% increase);
  • Students living in the parental home: the maximum amount per year would increase from £5623 to £7588 (a 35% increase)


What if I’ve already done a degree? Could I take out another loan to do one of these courses?

Under current rules, you can’t usually access the student loans system if you’ve already done a degree at the same level. But we understand that the Government will make these courses exempt from this rule, so in the new system you could access student loans if you want. This is called an equivalent or lower qualification (ELQ) exemption.

What about deferrals?

If you apply for a place on a course that starts in 2016/17 but defer for a year to September 2017, our understanding is that you would fall under the new rules, so would be taking out tuition and maintenance loans rather than getting grants. If you defer until January or March 2017 you would be under the current rules.

If you have started your course or start in 2016/17 (i.e. under the current rules) and then have to defer, e.g. for maternity leave, you will not be transferred on to the new rules but will continue under the current system (i.e. grants rather than loans).

What about placement expenses under the new system?

In the current system, there is a system for reimbursing health students’ placement expenses. Our understanding is that this issue is highly likely to be raised in the consultation on implementation of these proposals, so that new students starting in 2017/18 will still be able to claim placement expenses.

Under the new system, what happens when I graduate?

As with other students, if you graduate and earn above a certain amount of money (currently above £21k) you start repaying the loan. This is usually taken out of your pay packet each month. The thresholds and amounts do change according to government policy but as an indication, at the moment on a Band 5 salary in the NHS of £21.7k (the usual starting salary for new nurses, midwives or AHPs) you would repay £5.25 per month.

Are there any special funds that I would be able to access to support me study?

Universities and employers sometimes have bursaries available to help students. We’ve called for funding to be allocated by the Department of Health to support the new system, for example financial support for professions that struggle with student recruitment and ‘forgivable loans’. We’ll be continuing to feed this in to Government over the coming months.

Contact us

Jon Eames, Membership and Communications Officer


Appendix: Student Maintenance Support – the systems compared

SR student info

Data sources

NHS Bursary figures: NHS Bursaries Unit

Loan figures: Parliamentary Statement from the Department of Business Innovation and Skills

Download Changes to nursing, midwifery and AHP courses – background information for students

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110 responses to “The 2015 Spending Review Changes to Nursing, Midwifery and AHP Education – Background Information for Students”

  1. […] Council of Deans has confirmed (1) changes will not affect current students and the current system will remain in place for […]

  2. sarah crouch says:

    Please provide me with updates as further information is received on this issue
    Thank you

  3. Kylie McDonnell says:

    Please can you tell me if this is UK wide or just in England / England&Wales?

    • Jonathan Eames says:

      This only applies in England

      • Tricia says:

        Would a student starting their degree in Sept, 2017 who is from England, but studies in Wales have to pay their course fees? Thank you

        • Jonathan Eames says:

          We don’t know at the moment but this is one the issues to be addressed in the consultation that will take place next year.

  4. Paul Roberts says:

    Hi, I’m not sure how you’ve worked out the Loan repayment in the following statement:-

    “Under the new system, what happens when I graduate?

    As with other students, if you graduate and earn above a certain amount of money (currently above £21k) you start repaying the loan. This is usually taken out of your pay packet each month. The thresholds and amounts do change according to government policy but as an indication, at the moment on a Band 5 salary in the NHS of £21.7k (the usual starting salary for new nurses, midwives or AHPs) you would repay £27 per month.”

    By my reckoning, on £21.7k annual salary, the monthly repayments are £5.25, worked out as follows:-

    21,700-21,000 = 700

    9% of 700 = 63

    63/12(months) = £5.25

    Does this mean that the NHS Loan proposal will follow a different formula and if so, can you please provide some details?

    Kind regards.

    Paul Roberts
    Student Funding Adviser
    University of Leicester

  5. Mel Fox says:

    It is essential to make clear that Student Loans are paid three times a year, as opposed to NHS Bursaries, which are paid monthly.

  6. Richard Steele says:

    I’d just like to thank the council for issuing this prompt statement. My partner will be part of Sept. 2016 intake and we were understand distressed by yesterday’s news. A lot of planning and hopes for the future were cast into doubt and we are now very relieved.

  7. Chris Gale says:

    I agree with Richard Steele – this prompt statement has been very useful for staff like myself who are involved in admissions to health care programmes and currently interviewing prospective students. The outstanding question for me would be around the funding of placement related travel for students and if this will still be available to claim back? If not, it would leave these students at a financial disadvantage compared to other students in HE, who are not required to fund significant travel costs.

  8. Trudy says:

    As mentioned above, i too would like to thnak you for issuing this information. As i am due to start in Feb2016 i have already begun to review my finances. With giving up a full time job and four children to provide for i was begining to think that i might have to withdraw from my course. The last 24 hours have been a rollercoaster of emotions to say the least.

  9. Mark Mitchell says:

    Will this not have a detrimental effect on student recruitment? We educate sufficient nurses but the evidence suggests over 50% only stay in practice for 5 years once qualified. One substantial reason for this is the NHS wants them to function largely as junior doctors. The answer is to improved post-qual. education to help stem the exodus, not increase recruitment. Further, the NHS remains highly dependent on student nurses to staff health settings for 50% of the 3 year course working weekends, bank holidays and 4 weeks night duty. Therefore, can we expect nurses who in future take out student loans to at least return to being completely supernumerary instead of being part of an unpaid work force?

  10. Dan McCullough says:

    Will a student nurse starting in Sept 16 receive the bursary for the duration of the course ie 3 years or just for the first year with the loan scheme starting in 2017?

    • Jonathan Eames says:

      A student starting in September 2016 will be unaffected by the switch from bursaries to loans and will be funded under the current system

  11. John Dade says:

    Please could you confirm. The media suggests this is the end of NHS funded tuition fees as well as the bursary. Is this your understanding.

    John Dade
    ODP Education
    University of Leicester

    • Jonathan Eames says:

      Although it wasn’t mentioned in the Chancellor’s statement, the new system does mean that students will have to take out a loan to cover tuition fees.

  12. […] I’d like to thank everyone for their feedback and contribution to the topic, the council of deans has posted some very useful information on the current proposed plans –… […]

  13. Thanks for the clarification on tuition fees. Do we have any information on placement tariff, student travel expenses to placement and any other additional costs such as the higher than £9000 current benchmark price for midwifery, radiography etc?

  14. John Dade says:

    Many thanks Jonathan for your reply to my question.
    I echo Bill’s question in particular that of tariffs to placements currently paid for by the LETB. This is a significant amount and vital. Surely this will not go?
    ODP Education
    University of Leicester

    • Jonathan Eames says:

      Our understanding is that DH will still have responsibility for placement funding policy. There will be consultation in the implementation of the new scheme so we would expect to know more of the detail once that is complete.

  15. C Ross says:

    What happens to students who defer who are already on the course?

  16. Michelle says:

    Hi, I have been told that the Health Education board North West will not fund returning nursing students who have had to withdraw due to personal compelling reasons.
    Now that tuition fees are no longer being paid by the NHS and students will now have to take out a loan for their tuition fees, does that mean that students who would like to complete their Nursing qualification will be eligible for the tuition loan etc in order to complete their studies under the new rules?

    • Jonathan Eames says:

      We’re not totally sure on this, but we think that if the student is accepted onto a course by a university then there would be no reason for them not to be eligible for a loan.

  17. Elizabeth Dunn says:

    How will this effect students who have already completed their first year of training, and are taking an interruption for maternity leave and will be due to restart their second year of training in 2017?

    Will it make any difference if they go back to same university where they did their first year of training? Will it make any difference if they finish their training by transferring course due to maternity needs?

    • Jonathan Eames says:

      A student who has already completed their first year would still be covered by the current system. We don’t think it will make a difference if they return to their old university or transfer.

  18. Carey Hollick says:

    Your appendix (where it compares the new system and the one in place now) reads 2016/2017 at the top left so shouldn’t it read 2017/2018 instead?

  19. Irene White says:

    Can someone get a student loans whilst having mortgage?

  20. Nicole says:

    As it states that the proposed changes will not take effect until September 2017, am I correct in thinking that students starting in February 2017 will still be able to apply for an NHS bursary for the duration of their course? Thank you for your help.

    • Jonathan Eames says:

      That’s correct, a student starting in February 2017 will be covered by the current system.

  21. Sophi Sperry says:

    Hi there,

    Just to completely understand students commencing their courses Sept2017/Jan 18 will have to take out a student loan JUST for the tuition fees? Will bursary’s and childcare assistance still be applicable in the same manner as currently? Panicking as intended to apply 2016 but won’t of completed my access course in time.

    Thank you so much.

  22. Jonathan Eames says:

    There will be a loan for tuition fees and a loan for maintenance from September 2017. The maintenance loan will replace bursaries but will provide more money day to day than the current bursary system. There will be childcare assistance available under the new system.

    Would a January 2017 start be possible for you if you want to avoid the new system?

    • Sophi Sperry says:

      Thank you for coming back to me. Unfortunately although attending the open day back in September I promptly found out that I was pregnant and have suffered quite a bit, thus meaning that I have not started my Access course online which will take at least 9 months but the marking dates are Jine ( ready for Sept/Jan intakes) OR my UCAS application which has a deadline for next week! Plus I need to get in some volunteering work and reading before the interview process as the course is so competitive to get on. Stressed as will now have two little ones and desperate to start this career but will only find this possible with the help of the bursary/maintenance and childcare costs. Although not ideal I am willing to accept taking on student loans to pay for tuition fees and pay these back via wages at a later date ( as a previous undergrad student still paying off previous loan). It’s just the cost of running a household whilst in full time education and the Midwifery course really is FULL time. Hope that I have not missed out on my one and only window to become a midwife.

      • Jonathan Eames says:

        I really hope this works out for you. We will be updating our information as the details of the new system are worked, out so keep checking back and if you have any more questions please get in touch.

  23. Ruby says:


    what happens to mature students who already have a degree but have decided to change their career into nursing and want to go uni to study nursing. I dont think the student loans pay tuition loan for people who already have a degree but can provide maintenance loan dependant on circumstances. how is the new system going to help people who already have 2nd degree?

    This is very distressing as I have worked for NHS many years and want to qualify to become a nurse and go back to uni in 2017.

    • Jonathan Eames says:

      We understand there will be an exemption from that rule so you would be able to access loans despite already having a degree.

  24. Amy says:

    I am just about to start an access course for Nursing and will be looking to apply to SHU who do a March 2017 entry. Would this fall under the old or new system?

  25. Lesley says:

    Having been a nurse for 30 years and continue to practice, this is one of the most unjust proposal to be considered. Working in the real world student’s nurses make up a large percentage of the work force and I don’t think the concept of supernumery is feasible. Qualified nurses are responsible for students practice and which an influx of potential students because universities can accomodate, the question needs to be asked has any consideration been given to the support, mentoring and quality of patient care by an already over stretched work force. Do we leave in a time of free labour which is what this potentially amounts to. The bursary system for those who’s parents do not earn a large income is fine but for those who do not qualify will still be doing the hands on practice without renumeration.

  26. Stuart says:

    Hi. The headings of the two columns in the clickable box, “Appendix: Student Maintenance Support – the systems compared”, suggest that the new system will apply in the 2016/17 academic year. But this conflicts with the Q&A, in which it’s stated, “This change will happen from 1 August 2017, i.e. affect the academic year starts in September 2017.” Am I misreading it? If not, could you clarify which is correct and make any corrections to the text? Thank you.

    • Jonathan Eames says:

      The table is a comparison based on currently available information, which is for 2016/17. The new system does come in for academic year 2017/18 and once figures are available for that year we will be able to update our information.

  27. James says:


    Out of curiosity; would the additional debt from Student Finance England just rack up onto what you owe from a first degree? I.e. it’s the same in terms of repayments – 9% above £21,000 – so you’re not paying more, just for longer? (assuming you started post 2012 in the new 21K plus system).

    Also; what will happen to the Postgraduate two-year fast-track courses for graduates wishing to undergo training in Nursing, Midwifery, Physiotherapy, etc – would the MSc also be funded via Student Finance England? As they generally only fund Undergraduate degrees, even within the current system you cannot obtain any additional help from Student Finance England for the fast-track Masters degrees – so I’m curious as to see what will happen to those courses.

    • Jonathan Eames says:

      It would be the same in terms of repayments and any outstanding balance would be written off after 30 years or at the age of 65.

  28. Carolann Dunne says:

    I’m from Northern Ireland but if I was to apply for Integrated Practice in Learning Disabilities Nursing and Social Work at Salford. Would I be eligible for the bursary?
    Please let me know if you find out any more information as I am keen to apply for the year 2017/18

  29. Helen says:

    Hi Jon, its not often I come across another Eames! I’m not surprised to hear about these changes. Also, aren’t conditions for mature students changing? I read about all this months ago & seem to recall mature students wont be able to get any student loans, I could be wrong. I’m now 36 yrs old and about to finish my course in Feb 16 and feel very lucky I did the course when I did!

    • Jonathan Eames says:

      Hi Helen
      There isn’t an upper age limit for loans and we also understand there is likely to be an exemption to allow students who already have a degree to access loans as well.

  30. kate white says:

    Hi Jonathan,

    How will students who take a foundation year course in 2016/17 (funded by Student Finance England) and then progress onto the nursing (midwifery etc) course in 2017/18 be funded? Under the current student support regulations, this foundation year counts as an integrated part of the degree course and so the students will not be new as they progress onto the next year of their course in 2017/18. Prior to the Spending Review, these students would have been funded by the NHS in their second year.

  31. Debra says:

    Hi Jon
    I think all this relates to undergraduate provision. Do we have any info relating to those who want to undertake HCP pre reg courses as Post grads….. Ie using the new PG loans full or part time?

    • Jonathan Eames says:

      Hi Debra
      Not totally sure of the specifics in this case but we will be making the case for support for post-grads (as mature students) in our response to the consultation

  32. Sam says:

    Hi, so if I am currently living in England now but choose to go to university in N.Ireland, Scotland or Wales would I have to take out loans under the new system or would I be eligible for the NHS bursary? Thanks.

  33. Stephen Prescott says:

    My daughter is due to start a Physiotherapy Masters Degree (2 year Course) in January, and has today (11/12/15) received an email from the University stating that due to funding cuts, the University can no longer offer her a bursary.

    They stated that her options are to start the course in January as a self funded student (£13,500 in 2016), OR accept an unconditional offer of a 2 year course starting in January 2017 (she may be able obtain a student loan for £10,000 pa), OR accept a funded 3 year course, starting in September.

    This all seems extremely unfair at such a late stage, and I would be extremely grateful for any advice.

  34. Steph Allen says:

    Hi there, I started BSc Hons Adult Nursing this September. I understand I am still able to receive a bursary buT I just wondered if under the new loans system if the amount of maintenance loan I can get is the increased amount? Or the current £2374? (I know this figure can change with the tax year) I just wondered if those currently studying can only have the reduced loan or if they can apply for the increased loan that new starters will be applying for? Thanks.

    • Jonathan Eames says:

      Current students will continue to receive the bursary under the existing system and therefore will not be able to apply for a loan as the new system will only affect students starting in 2017/18.

  35. Gareth says:


    I just wondered how funding would work for someone such as myself who took out loans for my first degree on the old tuition system and a PGCE on the new tuition system if I was to change my career to a nurse would in 2017 would I still be able to access student funding in this situation? As I have read that NHS degrees are exempt from the funding rule again? Would that be the case with a first degree and a pgce to train as a nurse would funding be avaliable?

    Thanks so much, regards, Gareth

  36. Brian Mooney says:

    I am writing a series of columns for the Irish times on college applications. To date many Irish students have studied for nursing or other para medical degrees through UCAS in England, Wales, Northern Ireland and Scotland. They to the best of my knowledge did not pay fees and may have received bursaries from the NHS. I presume this all changes under these new proposals? Please advise?

    • Jonathan Eames says:

      This is something we want to see addressed in the consultation as it relates to student mobility.

  37. Ian Lockwood says:

    Hi, my daughter is interested in becoming a midwife and would be commencing study in September 2017 so would be hit by these changes. Can you clarify whether these are proposals that are still to be ratified (and therefore could change) or are definitely going to happen. If the former what sort of timescale would you expect for the proposals to become policy?

    • Jonathan Eames says:

      The proposals will definitely come into effect for entry in September 2017. The upcoming consultation will be on how the policy is implemented not whether it is implemented.

  38. Simba M says:

    I understand the portion regards maintenance loan. My question is about the tuition fees for the nursing/health degrees in England. Will they be approx £9 000 just as the other undergraduate courses? Will that be the same in Scotland?


    • Jonathan Eames says:

      Tuition fees will be approximately £9000 as they are for other undergraduate courses. There is a different system of student support in Scotland which is currently under review.

  39. Pauline Wood says:

    How will this impact on widening access students who are currently part of commissioned numbers – will Trusts have to pay Tuition fees??? or will students have to take out loans???

    • Jonathan Eames says:

      If you mean students on WBL routes then the Trusts could choose to support them financially but otherwise they would have to take out loans.

  40. Seb says:

    Hi (apologies if this question has already been asked)
    I have received support in the past from SLC for a previous degree. Due to personal circumstances, I was unable to complete the course and funding was cut short. Eight years on, I am now pursuing a new career in OT and concerned that I will not receive support from SLC taking into account my history. I plan to start September 2017.
    I appreciate there are still a lot of uncertainties surrounding this subject, but any advice you have would be helpful. Thanks

  41. Ade says:


    I will be applying for a Masters in Speech and language therapy, for the year 2017/18. Does the rule apply to postgraduate applicants?

    • Jonathan Eames says:

      It will fall under the new system but the details for postgraduate pre-registration courses have yet to be fully worked out. We will know more after the consultation.

  42. tanya miah says:

    hello, just wanted to say say thank you for this information however i start in January 2017 and if i am under current rules, does this mean i will receive a non mean tested bursary for duration of the 3 year course or will it be a loan?

  43. Jonathan Eames says:

    If you start in January 2017 you will be covered by the old system and will receive the bursary for the duration of the course.

  44. Mabel barclay says:

    I’m thinking of doing a second degree starting september 2017 in a medical health science, as I understand tuition fees will be covered by an ELQ loan from student finance. Will I also get a maintenance loan and if so how much?

    • Lewis says:

      I am looking at doing a physiotherapy degree in 2017, which will also be my second degree, and would greatly appreciate an answer to this question.

      I am a member of the armed forces and need to be 100% clear on finances before I take the plunge and submit my years notice

      • Jonathan Eames says:

        Our best understanding is that there will be an ELQ exemption that would allow you to access loans for a second degree. However, we have yet to see anything published officially that confirms this.

        • Lewis says:

          Thanks for the response.

          Would anyone know how I would go about confirming this?

          The SLC don’t seem to have an answer and I don’t know who else to contact?

          • Mabel barclay says:

            Thanks for the reply. Also wondering if anyone knows whether I was automatically be classed as an independent student on a second degree – will turn 22 sept 2017. Or will I still be dependent given my parents have financied these last four years?

  45. charlotte barker says:

    I wanted to ask after Sept 2017 am i right in thinking that the band 5 pay from the trust will end? I am hoping to do a post rn Midwifery course March 2017 but need clarification if i would get paid a band 5 whilst doing the training? Also if you do know, prior to applying to Salford uni do i ask my current trust to second me or do you end your employment and get taken on as a band 5 by another trust linked to Salford?

  46. Ade says:

    Hi, so if my course starts in September 2017, am I under the new rule or not. If I’m now, when does the new rule take place?

  47. Helen says:


    I’m just about to finish my BSc in Psychology and I am going to go on to my postgraduate course in nursing (pre-registration) in 2018. I’m just confused how will this be funded and how much we will get per year under the system?

    If you could help I’d be really grateful. Thank you!

    • Jonathan Eames says:

      Details for postgraduate pre-registration courses are yet to be worked out. We will know more in the spring after the Government’s consultation has concluded and will update our information when we know anything new.

  48. Sunny says:

    Would this change also apply to students who will complete their foundation year and start their first year in 2017? Also what about students who want to transfer in the middle of their course after 2017

  49. Nancy Wright says:

    Hello Jonathan,
    I am curious as to whether you are aware of the current situation with respect to English, Welsh and Northern Irish students studying AHP courses in Scotland. In 2013/14 the Devolved Scottish Government abolished the SHD Bursary which had been the Scottish equivalent of the NHS Bursary and replaced it with a maintenance loan for Scottish students. Unfortunately as the ‘Education (student support) Regulations 2011’ which govern the rest of the UK were not amended in line with these changes students from England, Wales and NI studying in Scotland are still considered to be in receipt of a bursary and as such are classified as “students with reduced entitlement”. ‘Students with reduced entitlement’ are only eligible for a maximum maintenance loan of £2324 pa. even though they do not get a bursary in Scotland as it no longer exists.
    Clearly if the NHS Bursary is abolished in 2017 as proposed, but the ‘Education (student support) Regulations 2011’ are not amended then all AHP students studying at English universities will find themselves in this same very difficult financial situation.
    My son is an English AHP student studying at a Scottish university, he is now in his second year, we were unaware of this issue when started his course. We have appealed, but to no avail as both the SLC and BIS continue to turn a blind eye and insist that all UK AHP students in Scotland receive an ‘NHS Bursary’ (in fact this was never the case) under the reciprocal agreement (which no longer exists) and apply the regulations ‘with no discretion’. Our appeal currently sits with The Parliamentary Ombudsman.
    Do not underestimate this issue.
    Kind Regards

  50. Gary B says:

    Has it been decided how this might effect Paramedic qualifications? I am leaving the Military soon and I am considering as one of my options to become a paramedic applying for Sept 17.

    • Jonathan Eames says:

      It would probably be safe to work on the assumption that the majority of paramedic courses will be loan-funded.

  51. Katy says:

    I start a bsc in diagnostic imaging with foundation year September 16, because the foundation year is integrated, would I be classed a ‘new’ student in 2017?

  52. Sam says:

    Do we know when the consultation is to be run and what will be addressed in it? Thank you.

  53. Jonathan Eames says:

    We’re expecting it to start this month but we don’t know the exact date. Some of the key areas will be around placement funding, travel and accommodation costs on placement and funding for postgraduate pre-registration courses. Obviously we will know more of the detail of the consultation when it comes out.

  54. Mabel barclay says:

    If I am an English student wanting to do a two year postgraduate pre-registration course will I get funded to do it in Scotland using student finance?

    At the moment I’m trying to compare doing an MSc to a BSc (radiography). As it stands only £10,000 funding seems to be available in Scotland for the two years and so I wouldn’t be able to afford do the MSc. Making the BSc in the long run more affordable with the (hoped for) ELQ but annoying considering I have just spent 4 years doing my undergraduate, I am already behind and my life is now in Scotland. Also unfortunately the course is only available in one place in England even if postgrad is to be funded.

  55. Jonathan Eames says:

    We’re expecting issues around English students in the other home nations to be covered in the Government’s consultation so we should know more about this after that.

  56. Emma Young says:

    I applied for 2016 intake for Physiotherapy but due to high demand it looks like I won’t get a NHS funded place this year. I’ve been offered a self-funded place by one Uni for 2016 intake. I’m a mature student but not eligible for a loan as I have a previous degree. I understand next year the SLC will relax eligibility criteria and I would qualify for a loan.

    My question is….

    If I pay for 2016 myself, then would I still be eligible for student loan for 2nd and 3rd years? If not then i guess it is better for me to reapply next year instead.


  57. Jonathan Eames says:

    At the moment we don’t know if you would be able to access funding if you’ve already started a self-funded course in 2016.

  58. Chichi says:


    Ive done a degree before and student finance covered me, however I would like to get into midwifery. I’ve applied to start HE access to midwifery for this sept (2016), so I can start the 3 year undergraduate degree in midwifery Sept 2017. Will student finance still give me a loan to study for the 3 years midwifery degree that hoping to apply for sept 2017


  59. Siobhan says:

    Hi If we live in Northern Ireland and my daughter wants to do Occupational Therapy at an English University will she not be entitled to the bursary under these new conditions?
    Thank you

    • Jonathan Eames says:

      This is currently being addressed as part of the Government’s consultation but the document suggests she would need to apply to Student Finance NI for tuition and living cost support.

  60. Jon Mason says:

    Hello all – just to check, I’ve heard rumours that this will now apply to students studying Medicine, ie to become doctors. From the above, it sounds like that’s not true – but is that still the case?

    Thanks a lot, all the best,


    • Jonathan Eames says:

      It’s only the courses listed above along with dental hygienists and dental therapists.

  61. Saffron Snowden says:

    Hi what does this mean for health degrees that take 4 years to complete? I applied to study dietetics this year and following interview was successful. I have children and it was only feasible to apply to one university. Having almost completed an access to science course with 10 years NHS employment my aim was to reapply next year, however, the dietetics degree is over the course of 4 years and wondered if this would mean I would be leaving university with an excess of 72k in debt as I would have to take out the maximum maintenance loan as I am a single parent. This worries me considerably.

    • Jonathan Eames says:

      It would mean four years of tuition fee and maintenance loans unfortunately, but it is worth bearing in mind that the repayment model is quite favourable (9% of salary over the £21k threshold) and that loans are written off after 30 years so there’s a strong possibility of not having to pay off the full amount. We have a more information on how this works in our briefing It’s probably better to view it as a form of tax and focus on the monthly repayment rather than looking at the total amount.

  62. Saffron Snowden says:

    ps sorry the post above needs amending as I was unsuccessful following the interview for the dietetic intake this year.

  63. Sharon says:

    How much will occupational therapy postgraduate at Brunel cost once the NHS funding ends?

  64. Helen says:

    Hi, is there any more updates on when we will find out what’s happening about funding for pre-registration nursing courses?

    • Jonathan Eames says:

      The Government has just opened their consultation on how the reforms are implemented. The consultation stays open until 30 June and then we will have to wait until they have processed the responses before we know the final detail.

  65. Natalie P says:

    “Students who undertake nursing, midwifery and allied health professional subjects as a second degree will only be required to make repayments on the second loan once the balance of the first loan has been repaid.” – From the Govt website.

    So I already have student loads from my undergraduate psychology degree from 2005 – 2008, as well as a second student loan for my PGCE degree in 2011, meaning that any further studying requiring a student loan would be my third loan. Would the rule still apply that I wouldn’t begin repaying on a third loan until my first and/or second loans are paid off (which will never happen at a rate of about £5 a month)? I’m trying to figure out whether having around £55,000 of accumulated student loan debt will leave me destitute or whether I can carry on as though that third loan repayment doesn’t/wouldn’t exist!